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Celebrities auction of highly coveted -25 March-

Until March 25 you can bid on all kinds of items myths of music as Madonna, Michael Jackson and Elvis Presley, and even a dress that Princess Diana wore in Argentina in 1995 'on his first trip without the Prince Charles ', explained the founder of the New York firm, Peter Siegel.

Springsteen Regarding the car, Siegel noted that it is a 1957 Chevrolet Bel Air that Jackson acquired in May 1975, some months before release the album that launched him to fame, 'Born to Run '.

According to Siegel, the title track to this disc and others like "Thunder Road" or "Backstreets" were written in car, which he estimated a price of between 400,000 and $ 425,000 and the starting bid that is at least $ 390,000.


The bid also highlights, with a rating of between 80,000 and 90,000 dollars, a red dress with lace that belonged to Princess Diana, signed by designer Catherine Walker, and the manuscript of 'Maxwell's Silver Hammer' , Paul McCartney, by which the minimum bid is $ 150,000.

Among the 42 items related to the singer Michael Jackson to have also for sale through this virtual bid, it is noteworthy that received the award on MTV Japan in 2006 for his contribution to the art of music video, with a starting price of $ 10,000.
also has released one of its iconic white gloves with Swarovski crystals, as the pop star wore when popular dance known as 'moonwalk' and which requires a minimum bid of $ 20,000.

addition to the 'King of Pop ", another great hero of the bid is the' king of rock ', Elvis Presley, of which 184 are auctioned belongings, including a tuxedo that looks inside the words' made for Elvis Presley 'and that part at a price of $ 4,000, according to Siegel explained. The

Buyers can also purchase, for a minimum of $ 2,000, a karate outfit with the initials of the singer in the back and the initials "TCB", "Taking Care of Business' ('Dealing with the issues'), so Angora as shoes leopard motif for at least $ 12,000.

As regards' the Queen of Pop, Madonna, have released a total of 23 objects, including a collection of 14 lyrics written in 1980 in his own handwriting, including include 'High Society', 'I want you', 'Love for tender', 'A Taste of Your Love', 'Afterglow', 'Rock your body' or 'Girl with stars in her eyes. "
via: Es.globedia.com

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To know or not know the @ management: that is the question

few weeks ago the Ministry of Territorial Policy and Public Administration launched the campaign @ dministration, all services to your hand to publicize the benefits of e-government and promote its use by citizens.

Known

new rankings in which the supply of public services in our country can be considered more than acceptable, this initiative is part of a new phase of the deployment of e-Government that aims to act on demand, road the one in which much remains to be done.

To activate the demand among citizens - companies use them and much - different policies are needed to act on the impulse of the information society in general, but particularly a basic aspect that so far no been addressed and it seems to be the moment: that these citizens know what constitutes e-government, the opportunities offered and how they can access it.

We are therefore faced with a communication action good and necessary but we can not take it as good practice by how it was conceived and how it is developing.

If you can lose a minute you can see how really analyze what they have done is put a few ads (analog and digital) and open a number of channels in some of the most popular social media in which unilaterally will launch a little canned messages. Nothing different, moreover, what is usual in these parts where the administrative offices of communication have signed most of the type practices open a channel on Twitter as digital replica of traditional press releases , confusing communication traditional social communication on social media.

is a shame because an initiative to promote and disseminate the benefits of e-government may have infinitely more impact with a better social communication networks linking executed, add specifiers, project more attractive messages or crossing initiatives among many possibilities that the various analogue-digital channels are using here.

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Auction Ministry of Economy and Finance (March, April, May)

The ministry of economy and finance held during the months of March, April and May 2011, in the form of public auction, as the submission of tenders in a sealed envelope, the alienation of property spread over several provinces in the national geography.

acts will be held in the provincial delegations, among which include Barcelona, \u200b\u200bTarragona, Leon, A Coruña, Burgos, Soria, Salamanca, Avila, Lugo, Sevilla and Madrid.
Among the goods to be auctioned is a large variety of buildings around such as buildings, floors, rustic parcels or lots.


http://www.meh.es/es-ES/Servicios/Paginas/Subastas% 20and% 20otros% 20anuncios.aspx

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The fallacy of the standard in the sustainable economy

Those who follow me regularly know the little enthusiasm that wakes me Sustainable Economy Act . A few days ago - after more than a year (tela!) processing - which was published in the Official Gazette of the State and we already have in place. Some - those who believe that laws are public policies ("fallacy of the rule")-would think that in a few years it will solve the major problems of our economy. Let me at least be a little skeptical, nothing is further from the truth.

true is that "sustainable economy" we understand "almost everything" and that is only a broad scope of diverse public policies aimed fur make our country a more competitive economic space in the long term. Trying to put it in a law to the "disaster box"-the less-seems a bit forced. We also have to wait some time that different regulations will apply what's not is yet, so this law (the "omnibus") will be diluted over time while it develops.

As affects the public sector what the law says is we are in a sustainable economy we must go for:

• regulation of high quality, well-sized and efficient,


• less bureaucratic management, which imposes more burdens on smaller companies, public sector


• strategic sectors tractor Administration (green public procurement of innovation, etc..)


• Public-Private Management


• also sustainable in itself financially.

not find anything new. Are most consolidated trends are permeating the public performance since a long time. I have heard of them in one way or another on numerous occasions.

Why then the law? For practical purposes useless, I understand that for legal purposes not clarify anything and is not necessary. Surely its raison d'être lies it is itself the visible exponent of a signal is considered a high political importance:. "we must make our economy competitive." This may be the target and the LES solution. The fallacy of the rule does the rest.

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Is It Worth Buying a Flat Embargoed?

The large number of flats has been awarded part of inventory of apartments and fill the portfolios of financial institutions.
The balances of these are pretty full, so are banks and the urgent need to give out in the real estate market as quickly as possible. Also, the increased supply is not negligible.

"Currently, there must be some 100,000 flats seized for sale within the entire stock in Spain, which can reach more than a million unsold empty buildings, "says Fernando Acuña, director of property portal pisosembargados.com. It is envisaged that this portfolio in the hands of the banks continue to rise, as there is more to see the rise of foreclosures recorded in both 2009 and 2010, which is not expected to moderate during 2011 with the imminent rise interest rates and tighter financing.

More room for negotiation

If the whole property free offer, customers do not find anything that meets all requirements you are looking for, you may be best to ask for this type of housing than can be allocated more funding and better facilities for margin trading. Or can it be reversed, starting first by them.

"Buy an apartment, it is much better, because for starters, are 20% cheaper than those of individuals," says the director of 'site' pisosembargados.com. Moreover, advertising of many banks and ensures 100% financing for banks owned entities. "Most banks can sell their flats offer a loan with an interest rate ranging between 0.50% and 0.90% over what marks the Euribor, no fees and no cancellation fee, "said Acuña.

The simple condition of a property owned by a bank makes it easy to negotiate the terms of the mortgage. So, buyers will deal with real estate subsidiaries of the same should have that in mind before signing a loan. "The overall trend in prices will be a slight drop in part by the need for institutions to dispose of these properties," predicts Bonsoms Carlos Ferrer, director of Jones Lang LaSalle Residential. "It's harder to fall floors that are held by the promoters, because they are more difficult to find funding and less room to lower them. "

Depending also on the status of the property, the chances of better performance will be more limited or not. A very important factor is the geographical area where you want to purchase property. In areas where there is a significant oversupply of homes, the buyer will be much easier to lower the price. On the contrary, if the location where you want to buy is in high demand, achieve lower prices will be more difficult. "The price in Madrid and Barcelona can vary by almost 10%. In hardest hit areas, Alicante and Murcia and the cost can be lowered to reach 20% or 25%, "says the director of pisosembargados.com. Buy it at auction


information exists to acquire a property at auction, when the truth is not very abundant. In fact, the possibility of buying one of these events will not be going through your head to the buyer on the street. "There is an awareness of auction in this country," said Ferrer-Bonsoms, "the market conditions should change a bit and prices should bottom out." "The auction market in Spain is not working as well as they could," says Acuña for their part, "what makes people is purchased directly from banks or real estate portals where they can see the different banks offer and is not aware that you can access to foreclosed homes. "

It is not only a lack of knowledge of this medium, according to Jaime Alvarez, director of the journal Public Auction 'and a PhD in Financial Economics at the Universidad Complutense de Madrid, is also caused by legal complications involving the laws system operating in this auction: the Civil Procedure Act and the Mortgage Law. "Most damaging of the Mortgage Act is that it sets out to the floor auction the amount that was agreed by the parties (buyer and seller) when you signed the deed of constitution of mortgages, ie they are high values. Moreover, the Civil Procedure Law determines a percentage to ensure the allocation by auction and they determine a value that is out of the market in most cases. "

"If you decide to buy the flat at auction, be careful because you can take a shock. It is necessary that the buyer has specialized legal advice in the mortgage world and its procedures, "says the director of the journal Public Auction." It is for these issues that sometimes it's uncomfortable and less attractive to purchase property at auction. Therefore, most of them have little inflow and are deserted. Moreover, in these cases the same law stipulates that the bank will have the right to keep the property for 50% of the type of auction or the value of the debt. In most real estate value is lower and the remaining amount it still claiming the lien.
measures Bank of Spain, enough?

The latest measures launched by the Bank of Spain in order to pressure the bank and it sells the foreclosed homes that the bank has made to provision for real estate assets by 30% after two years of them owned.

However, although these legislative frameworks have been tightened, many banks have the financial strength to not giving it or depreciate too. "As you move forward in time the bank determines that such provisions will cause the authorities have increased pressure, but a priori does not generate the pressure that we might think," said Professor Jaime Alvarez.

"I think the estimated effect of the measures of the central bank is overrated and the lender can carry the burden. Some of these institutions are strong enough to not miss anything, "except for some savings," and I do not have a disproportionate impact today, " Alvarez added.

In fact, banks increasingly try to sell their flats facilitating aspects and conditions of the mortgage loans. The lack of credit institutions, escalating interest rates, rising unemployment, stagnant economic situation and the ineffectiveness of government action leading to the 'brick' towards a gradual depreciation of housing prices . However, the depreciation of the story has not been as expected and in some cases still need something more to sell at prices that individuals buy. It is best to seek alternatives and awarded the floors may present more opportunities for better terms. C.GARCIA-PANDO

via: noticias.pisos.com

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Route Embargo, Spanish television reports

the net I found a couple of curious stories about the issue of flats seized, and as a savvy company, usually real estate offer these new services, dedicated to show prospective customers the purest style of sightseeing tour, a tour of various property have been seized.



The second report must be viewed on the Web TV English:

http://www.rtve.es/mediateca/videos/20091025/ruta-del-embargo/613962.shtml

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Shoot Crisis Auctions auctioneers but hurts the Public Auction

judicial auctions of goods have increased dramatically because of the crisis economy, which has made almost doubled compared to 2008. This increase also affects both individuals and companies, and especially real estate.
However, it seems that this increased opportunities to seize a bargain has not been reflected in the benefit of the auctioneers, as known to those engaged in this business, especially for the role protagonist who has taken the bench as a buyer.

Anyway, times have changed especially in judicial auctions for auctioneers, a profession that always dragged the reputation of behaving as a closed core in which the goings-on tinkering and replacing a bid clean. Was to change the rules in 2000, reducing the auction of a single act, before a sale could take up to three times the same good-the prohibition of giving the shot to a third party without having to register before and other profound changes.

Since then, both significantly reduced the number of people who come as their profit margin. "Years ago", according to auctioneers had to invest a million to win five, now have to risk a five to win. "

A benefit that has not been grown with the crisis, but rather, especially with the housing of all kinds go on sale. In most cases they are financial institutions that take them out to bid for mortgage defaults. The difference is that now these same entities that are awarded the majority of the bids if they are not really important quantities reach. Prefer to stick to transfer them as they once did, to professionals in the bid.

The explanation is twofold, as the benefits accruing to banks: on the one hand, economic, and secondly, the purely accounting. In the first case, the business is simple: the house is auctioned by a bank for unpaid mortgage , although in most cases the owner had already paid a good amount of it before leaving to meet the bills, the price will be calculated once free of charge, with valuations generally very desirable, so that the bank itself bid to raise the price to the minimum amount you want to win, and if successful has already achieved profitability sought, between the sale and claimed that mortgage, and if no one reaches that price, prefer to stay in the house because it is acquiring a below market value, and therefore can re-sell and manage a new mortgage.

But also, although not able to sell immediately, accounting would have gotten a very important advantage when presenting their accounts: the same product previously included in their balance sheets as debt repurchase may occur after an auction as an asset. Pure magic.
source: elprogreso.galiciae.com

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syndrome chief of bureau

The system of managing people in the administration has "long" tradition. So long that the "gap" between the needs posed by the times and the solutions it provides such a system is increasingly untenable.

The management function is very well what I'm saying. The complexity of the issues facing Authorities require a specific professional profile, with expertise and skills different from those that traditionally have been in the "boss" in the bureaucratic apparatus. The system of posts and career that rules in favor Administrations over what I call the "chief of bureau syndrome" : When accessing the Administration will successively occupying leadership positions in organizational units are changing the name (service section, area, sub ...) and size, but the characteristics of its leadership remain constant over the years.

The passage of official (in either their bodies or scales) a manager with a suitable retraining to new functions not only possible but even desirable but not as commonly happens in our private authorities where such recycling does not occur and we have the aforementioned "leaders negotiated" acting as such but with the title of managers, high budget and much greater responsibility.

The effects of this practice are devastating: the approach to the task, the mechanical treatment processes, people and little guidance on results of the "chief of bureau" are incompatible with the role of motivator of people, manager political and administrative environment and focus on objectives that must characterize the manager. This leads to a stagnation of both the organization itself as a disaffection and alienation of public professionals committed to their charge.

This mismatch and the proliferation of "heads of business" in the administrative leadership of the various public organizations explains much of the problems besetting them and why they sometimes are so difficult to meet the increasingly complex social needs.

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Diputación de Albacete

tax administration department of the provincial council of Albacete its main function is the application of taxes and revenue management as its own and by proxy those of Councils within its competence.

La Diputación de Alicante, is another good example of public administration decided to publish and expound as clearly as possible all data relating to auctions carried out, showing on its website where have a specific section for that topic.
Each well on the auction is accompanied by detailed information of the event to celebrate including venues or deposit, assessments, charges, contact forms, etc.
currently has more than 40 bids from auctions and direct awards among which a great diversity property of and vehicles.

http://app.dipualba.es/subastas/subastas.aspx

Ritchie Bros. Auctioneers

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Industrial and Construction Equipment Auction, Ritchie Bros Spain (17-18 March) Auction

will sell rigid dump trucks and other items to the highest bidder at the auctions next to be held in Dubai (United Arab Emirates Arab Emirates), on 8 and 9 March, in Ocaña (Spain), 17 and 18 November.
Those interested in participating in these Industrial Auctions may bid in person or online through the company's Web site. The haulers Rigid include a selection of 2009 CAT 777F's (100 tons), 2009 CAT 777D's (100 tons) 2005 CAT 773E's (60 tons) that have previously operated in the major mines of Spain, India and Suriname.


Other mining equipment and construction that are currently listed in the auction, including wheel loaders, excavators, articulated trucks, screens, water wagons. Before the auction, the teams meet in the sites and Ritchie Bros. auctions are available for testing, inspection and compararación. Interested buyers should call the auction site before you visit to ensure that articles who are interested in are on the auction site.
via: interempresas.net

http://www.rbauction.com/

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The public job crisis (year 2)

With a week late on Friday the government Council of Ministers approved the Offer Public Employment 2011. At this time the RD is not yet in the BOE, but you do not: the public guidelines are articulated and is usually always the same with slight modifications.

Overall I think this is an EPO that goes in the right direction, though with some . Do not think so thousands of people who are unemployed or in precarious jobs dream of a post in the administration. Mission impossible: many good competitors for a meager supply of places. It is the first conclusion to note. It is true what they say in chat rooms and forums of opinion that several public sector is being adjusted. He is doing, a lot. Not so dramatic or aggressive (with layoffs, EREs, etc.) But with a very low replacement rate of 10% in the period of three years of the 2011-13 austerity plan will result in the removal of nearly one hundred thousand jobs in the administrations.

it be large or small, right or wrong, depending on how the reduction will be carried out. On paper, the EPO 2011 points light and shadow: lighting for the new entry places focus on subgroups A1 and A2 (82%). Many times in this blog I said that broad-based pyramid Administration must turn 180 º to become just the opposite: an inverted pyramid head broad and narrow base. lights also because justice has been spared the cuts : maintaining the commitment of the government. But also some shadows priority areas such as tax audit or work still needed more troops, something that does not happen with the general body (ICT apart) that would more effective. On the other hand, the seats in the Security Forces are drastically reduced state which could compromise the stability and security - very sensitive in times of social crisis which we live, if not arbitrate specific measures - not always easy-such as police work out tape.

In short, a tough but expected EPO that goes in the right direction. I have one question: when better times come, do you keep such guidelines? I'm not sure it would be advisable pear to overturn our model of Directors.

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National Drug Plan, Vehicles and Boats (17 March) Feature

national drug plan will proceed to public auction of 25 properties consisting of cars , boats and outboard engines, as always from the seizure in operations against drug trafficking.
The auction will be held at 11am on 17 March 2011 at the Bay hotel room Puertatierra (Avenida Andalucia 34, Cádiz).

goods will be exposed to the public during the 3 working days before the auction day at the locations listed in Annex-description of the lots, from 10:00 to 14:00.
The contact phone number for any further information is: 956 292 632

http://www.pnsd.mspsi.es/Categoria4/bienes/proximas/home.htm

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Street Four Freefall (Real Crisis)

Skydiving. Floors that are not sold, this is the title for the new report on the program four street chain, which is to be issued on 25 February, which is the most current and troubling issue of the English economy: the Brick crisis, which is that as shown in the report, the sector faces the most serious crisis in its history sales to levels so low that threaten to completely stop the construction industry in Spain.
Although the prices of apartments have fallen somewhat by the crisis still remain too high and buyers are discouraged, there are a million empty houses in Spain. Who benefits from the crisis?


The program can be seen on the web full of four: http://play.cuatro.com/

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Forum Philatelic Auctions 14 Properties-Flats, Garages, Local Feature ..-

insolvency administration Clearance Philatelic Forum , a company created to sell the real estate investment entity, will be auctioned last Friday Forum headquarters in Valladolid, located at 10 Street Regalado.
What made within a batch of 14 buildings, offices, floors and local authorities in Spain, and is the second to be put on sale in recent months, after the Section 28 th Provincial Court of Madrid approved the liquidation plan.

The farm is 1543.55 meters square and consists of a basement and five floors, all with no garage. In particular, the ground floor and first is set to use as offices, while three floors above there are five houses, which are now rented by 38,336 per year (more than 600 per month each). The insolvency manager sets a starting price for this building about 7.6 million euros (7,599,900), nearly 5,000 square meter, a price which, according to several sources consulted by this newspaper, is "well above market ":" The square meter in the center of a home with no garage is now on € 3,500, while those found in 3,000 local, taking into account also that in Valladolid, there is currently no demand for office "detailed.

Conditions. The auction takes place this Friday, at 10.00, on the second floor of the street Modesto Lafuente, 26 (Madrid). All bidders who wish to apply for one of the 14 buildings that come to bid must be sent before 14.00 on Thursday, its offer in a sealed envelope, plus a deposit for 15% of output type. In the case of Regalado Street building, more than a million euros.
source: eldiadevalladolid.com

http://www.administracionconcursalforum.com/

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Last week I told you what was in my view some of the key factors to consider when talking about innovation in the public sector . Well a few days later (via Blog Xavier Marcet ) I've known the document Innovation in Government prepared by the nonprofit organization Partnership for Public Service and consultancy IDEO.

Although this is a publication focused on the U.S. administration and this administration is very different from the continental as ours, I think there are some aspects that can make us profitable reflection, most of them the commented on my post the other day :

1. Why is it necessary innovation management? Basically the importance of public service it provides, by its size in the economy of a country and what that tractor for innovation in the private sector can assume .


2. What types of innovation can occur in the administration? I would say that two in particular: an adaptation of a proven concept to a new context and develop something new. The other comment that (improve something already done) I would place it more in the field of modernization.


3. Why is innovation in management so difficult? Just because the administration is different from private enterprise. What can seen in the statements issued by public employees surveyed for the report.


4. How to overcome previous barriers? Basically creating ecosystems (processes and infrastructure) of innovation in areas that by their nature, types of people involved, social, etc. conditions are most suitable. From here use technology and innovation prescribers to be emerging to disseminate a new culture of innovation in the organization.

I encourage you to take a look.

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Foreclosed Homes TVE "Damn Mortgage "

Interesting article that is to be broadcast in English television the day Feb. 22 in the program Repor beginning to be addressed as usual in these times, on the problem of mortgage foreclosures unpaid ..
The program addresses the plight of more than 200 thousand families who can not keep paying the mortgage from home. 200 000 families living a nightmare because not only face the seizure and lose your home but, if the value of your home does not cover the debt they owed, they must continue paying the bank with the rest of their heritage. In short, they enter a spiral of debt almost forever.

The countdown for many families who are going to lose everything.
Jose lives in a small village in the Pyrenees. Repor attend with him and his companion the auction of its own floor. In a few minutes and in an act so cold, Jose watches as his apartment, his home changes hands. Now becomes the property of the bank and even if you still owe some 10 000 euros. And is that the crisis has devalued the price of many homes and the banks continue to demand the total amount of money that once delivered on credit.

So far only a judge in Navarra has accepted delivery of the floor serves to settle the debt is what is known as "payment in kind" and there are many who claim that this figure is contemplated in the English mortgage law.

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most real estate in Spain?
No doubt this is a question asked by many in view of the number of stories that have become attached to the hands of banks. In fact, between banks and accumulate more than 38 billion euros in real estate. And what happens now to these homes ...
via. Rtve.es

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Auction Finance, Customs and Excise Section, (March 10)

The department of customs and excise tax agency a public auction organized for the alienation of curious goods is basically alcohol.

Data for the auction are:
days will be held March 10, 2011, at 11 am in the offices of the State Agency for Tax Administration : Pza Europe No Oñoro 6 .- Sources .- Salamanca, will take place in accordance with the laws force to effect the sale by auction of the goods listed in the annex, indicating that the appraised price that will start the bidding is 4,000.00 euros.

The lot is deposited in the warehouses of the State Agency for Tax Administration requirements Plaza de Europa n º 6 .- Sources .- Oñoro Salamanca, where they can be examined on days 8 and 9 March, 10-14 hours, not admitting auction after complaints about composition and quality of merchandise awarded.


The web address is what is detailed below, should then click on "Auction of the Department of Customs and Excise"
http://www.aeat.es/wps/portal/Navegacion2?channel = e26916d62d5c2010VgnVCM100000d7005a80____ & ver = L & site = 56d8237c0bc1ff00VgnVCM100000d7005a80____ & language = en_US & menu = 1 & img = 8

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Innovation in Government Communication and innovation in the public sector: why? Buy

In a complex and dynamic environment where innovation is a cornerstone, the ability of the public and its various units to receive, interpret and transmit determines its potential to meet the needs of your target audience. Innovation, therefore, as an engine of change demands an important communication activity, based on achieving the complicity of the various stakeholders, both internal and external stakeholders in the process, which becomes more palpable as the services are more ambitious and breakthrough.

The context on which these processes are developed has changed dramatically in recent years. At various transformations in the social, economic or political-institutional, add the rapid development of technology. If ten years ago we asked a middle-aged person's Internet use, the programs you use and how you feel the same, the results could not be more different from those obtained if repeated the exercise today.

The emergence of social web is leading to the creation of a new socio-economic structure increasingly dominated by a new generation of digital natives, the availability of new tools and, above all, a new framework of principles and values. Given that communication is part of the strategy we can not bring to the new reality with old models, which makes it necessary to consider a new digital positioning Administrations connect with users of the innovation process.

Certainly the model of public organization that we know has its own characteristics that will result in brake levers when we adopt this type of strategy. The public management is key in the process and will need to incorporate new skills to maximize the opportunities that arise.

Within a few months I will have the opportunity to reflect together with a large group of public managers on this new reality, trends and key factors to incorporate into the practice of our Administration. A complex but exciting challenge.

I'll report ....

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Servihabitat La Caixa Choose

The estate of La Caixa, Servihabitat , has revolutionized the market for buying and selling houses with a new service in which the buyer proposes a price floor what you want.

So, through Servihabitat , if you want to buy a house can access the housing supply of the property and choose those that are priceless, to put that you believe that the property is worth .

Once the suggestion, the team of experts Servihabitat studying the price and is doing well or not the proposal. The steps include a visit to the house being purchased.

The bank recommended a proposal according to the market, housing quality and location, so that there are more opportunities so that the agreement succeed.

source: bolsaclick.com

http://www.servihabitat.com/svhPortal

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Price Auction Floor, Provincial Councils Alicante - Suma -

Sum. Tax Management. Diputación de Alicante, from now on Suma is a public body, established by the Provincial Council of Alicante in 1990 in order to manage and collect taxes for municipal councils of the province of Alicante.

Sum, as local government has responsibility for the implementation of taxes and revenue management by delegation from the Councils and other authorities so decide.

Also, as a result of his work collecting taxes, is responsible for the sale or auction of property property of the debtors of the territory they govern in their official website section for "auction" the report goods to be auctioned soon.

http://www.suma.es/PortalWeb/cuerpo_principal.xhtml

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innovative public: duty before

Within the series of dialogues on Public-Private Partnership the Club Public Management, ESADE Alumni has organized , has undertaken a new activity on innovation and public procurement. Angel Saz, professor professor at the Institute for Governance and Public Management coordinated a panel composed of experts (Montejo-Pepa COTEC ), public actors (Juan Manuel Garrido- CDTI) and private (David Pascual- INDRA).

The first important idea that our guests agreed was the lack of focus strategic ("know well the specifications and the law") on a key issue, bearing in mind that the public market is a 15% of GDP in Spain and the importance of innovation to overcome the crisis. While in Europe have been prioriarios other aspects such as the single market, transparency, etc. in the U.S. for years used public procurement to promote innovation in sectors such as energy, transport, health, defense, etc..

Public procurement of innovation (CPI) is essentially an instrument of demand that is intended to stimulate innovation and internationalization, stimulate the emergence of new business segments . While regular public procurement can achieve these goals in part, is the CPI - buying budgets combined with R & D budgets, the real change of paradigm: the effect of stimulus drive innovative change is adding an additional risk because they are bought new products or services to better deliver citizens. And that risk is shared: they compete in innovation, they themselves can also take the initiative and offer new developments that have made the Administration, and buy something that does not exist.

The CPI covers two areas: public procurement of innovative technology (CPTI) and pre-commercial public procurement (CPP). CPTI is to buy entire new to be used . Is regulated by the law of public sector contracts (a contract through public-private partnership). The CPP, but is also in the LCSP - contracts for services R & D focuses on obtaining a prototype that does not have to keep the buyer and there is no requirement of equal treatment.

Spain is at the bottom of innovative public procurement. The government's goal is to change this reality: By agreement of the Council of Ministers of 08.10.1910 promotes the ICC within the State Innovation Strategy . This will act on the application (review the regulatory environment to include the ICC, tests to see where to apply - administrative modernization, green economy, health, tourism, defense) and supply (financial instruments, pilot actions, stop especialzada "fast "track").

are several success factors in the development of the ICC . By the AAPP, the proper conduct of public procurement process and a change in the "skills" of the public buyer (eg to be able to evaluate the innovation). By the industry must be proactive in presenting innovative projects, understand the differences between public and private sector and be able to network (SMEs, research centers, universities, etc.).

As all the speakers agreed on is that the process is beginning. General ignorance (ministries or departments of innovation) is still large. is needed first and then raising an important process of coaching with good advise reference. Nor are there clear incentives for managers to overcome public fear of risk and opt for the ICC. Any response is occurring: for example booking a% of each department's budget for such purchases (so you have to make yes-yes ")

Join Linked-In group ESADE Alumni Public Management Club

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option "o-European government in 2015?


recently

has been published by the European Commission Action Plan 2011-15 for the development of e-Government at the European level . This is a detailed document which aims to make a path to achieve the ambitious goals reflected in the Malmö Ministerial Declaration: "by 2015 the authorities of the member countries will be open, flexible and collaborative relationships with citizens and companies. eGovernment will use to improve their efficiency and effectiveness and to continually improve services in the full sense of attending the needs of users and maximize the public value as a contribution to the transition dne Europe a leading knowledge economy. "

The Action Plan is therefore a firm commitment the transition from the current e-government concept to a new model of government more open and flexible in different local, regional , State and Europe, with direct participation of citizens.

This provides a set of policy components include specific actions to be deployed by Member States and the Commission itself with a timetable for each of them:

Area 1: User Empowerment

facilitate citizens and businesses to be proactive through the use of new technological tools:

• Services that take into account the needs of users : 2013, governments will have developed custom online services with functions such as monitoring the status of transactions with government.


• collaborative production services: an initial analysis on what are the best tools and how best to implement them.


• Reuse of information held by public sector : by 2011 should agree on a common set of information that can be reused. We will revise the policy that governs with the aim of extending the strategy.


• Improving transparency: in 2014 the member states allow people to electronically access their personal data.


• Participation of citizens in the formulation of public policy: will work on e-participation projects based on such tools for electronic requests as part of the popular legislative initiatives.

axis 2. Market

Working for electronic public services to be consistent across countries:

• European single and unique platform for electronic tendering : for 2014 should have removed the barriers that support companies doing business in different countries.


• mobility of people: by 2015 Member States shall facilitate the delivery of information services to citizens are consistent across countries.


• e-Projects at European level: will define a series of large-scale projects that are of European, in the environmental field for example.

Axis 3. Effectiveness and Efficiency of Administration

is that ICTs allow sufficient organizational changes for the provision of public services faster and better Soteno:

• Improvement of organizational processes: taking advantage of ICT for example by improving the ePractice portal to a platform for knowledge exchange.


• Reducing administrative burdens: pooling practices for implementing processes of a single record. Administration


• green: for 2013 governments must have agreed indicators and assessment procedures to measure emissions reduction actions for implementing e-Gov services.

Axis 4. Conditions to develop eGovernment

is launching a series of technical measures and legal framework that will serve to facilitate interoperability between countries:

• open specifications and interoperability: for 2015 actions must be implemented intended to launch a European network of interoperability and the European Interoperability Strategy. Previous governments should have set their national schemes in line Europe.


• identifying common elements: will promote mutual recognition between countries of the electronic signature and electronic authentication of each of them.


• Innovation in infrastructure: new paradigms will be studied (cloud-computing) and will launch several pilot projects.

As you can see the different governments that come out of the upcoming elections have work to do.

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How to Avoid Paying Bank Continue to Lose

It is quite debatable, experts admit. What nobody doubts is that thanks to the English system of guarantees, more people have gained access to a mortgage loan and, above all, at a reasonable cost (understood as interest rates and not the price of housing).
of succumbing to the rules that apply in other markets like the U.S. where the supply of floor assumes liquidation of the debt, the credit would be more expensive and more demanding.

then consulted experts conclude that despite a very sensitive problem solving for the population, would have prevented the purchase of home at a hefty majority.
So there is scope to undertake some reform of existing legislation without generating loud gasps? No doubt. Unfair

and interest for late
From the Association of Registrars of insured property should be studied some initiatives to improve the position of consumers aware that they all have pros and cons, as recognized by Luis Fernandez del Pozo. One of the recommendations of this body is the urgent implementation of a formal system of electronic auctions of properties with mortgage . Would on a platform that could guarantee access to all remote bidders whose bids would be transmitted through the web. This platform would help prevent the auctions were deserted as they call their illegal loggers (those that are only announced through edicts).
But also to introduce the benefits of new technologies, registrars do not hide it in the auction there is room for improvement. For example, today it is possible that the bank stay a home at auction for 50% of the appraised value, the band after a third party for a much higher price, yet, execution can continue claiming to pay you for the rest of the debt that resulted in the price obtained on the allotment.

Luis Fernandez del Pozo admits that there are mechanisms to avoid situations like this, such as raising the percentage of allotment of the 50% to 75% of the appraised value, promote the updating of appraisals during the foreclosure process or prohibit the bank to continue going against the debtor if the damage has been able to recoup by selling the house to a third party in excess.

Another possible initiative put forward by the registry is to study the prohibition of certain committees to be considered hateful or set a ceiling amount for further and restrict by law the interest on arrears. It could open a debate on whether or not they wished to promote a law that puts an end to the arrangement fees, early termination, novation or study, among others. In parallel, the experts also believe it is necessary to "limit the abusive impact of certain provisions."

Among these, the early maturity is sometimes applied for non-payment of one fee, which could soften. In fact, to curb the discrepancies that generates the small print of these contracts end up in court, registrars are committed to the "preventive control unfair terms "preventing their access to the registry.
source: cincodias.com

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Auction House Auctions Jewels Cajastur-Monte de Piedad, February 9 A Judge Allows Cancel

As announced on the official website of the savings Cajastur: Wednesday February 9, 2011, is hosting an auction of lots jewelry of Monte de Piedad .
The exhibition will be on Thursday 3 and Friday 4 in the morning (8:30 to 13:00) and Monday 7 and 8 on Tuesday morning and afternoon (8:30 to 13:00 and from 17:00 to 19:30).

Auction consists of 341 lots with all kinds of jewelry highlighting among them a gold bracelet, brilliant (8 ct).

The lots will be exhibited day, Thursday 3, Friday 4, Monday 7 and Tuesday 8 on the premises of Monte de Piedad Cajastur Schultz Cl 2, Oviedo, for interested persons to visit exposure and acquire the catalog includes a detailed description of the lots to be auctioned and the starting price.

The catalog also contains the rules for participation and buy at auction.

Venue: Cultural Centre Hall
Cajastur - Calle San Francisco, Oviedo 4, 02/09/2011 at 17:00

Exhibition Dates: 03/02/2011


02/04/2011 02/07/2011 08/02/2011


https: / / www .cajastur.es/conozcacajastur/montepiedad/grupolote5.html? ordencate = 1

Pain In Back Left Side Above Waist

Homeopathic overdose Radio

As we discussed a few days ago, on Saturday 5 February, we committed suicide with an overdose of homeopathic medicines.

On Tuesday, the program of the University of Radio ULE El Corro Potato, spoke with humor about what is homeopathy and homeopathic suicide are going to do in Leon ( and the world, of course).

Mention is made in the latter part of the program, but I recommend listening to the whole.


Link to
podcast.

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DNA

The other day a friend complained to me bitterly of what they were archaic our administrations, his conservatism and aversion to risk permanent people working in it. In short, the limited existing innovative DNA in them.

Indeed this is the image that have the majority of citizens and businesses of our Administration. An image that we agree in good correspondence with reality. Let's face it.

But the thing is not as simple as it seems. On the one hand not talking about homogenous organizations formed by individuals under the same pattern cut . There are public, many of them competing openly in markets with private companies, which are a continuous process of adaptive changes in their environment. Others, such as those whose mission is to guarantee rights or to exercise authority effectively are more monolithic. I wonder if in this case we wish they were immersed in a continuous spiral innovative, stability and accuracy are core values \u200b\u200bthat surely also appreciate in these cases.

Moreover, within a single authority differences. There are internal entrepreneurs - from any category: executives, middle management or personal basis - they do tricks every day to do more with less giving such a good service to citizens with resources continuous decline. Moreover there are differences according to areas: those working in ICT departments or others with close contact with citizens, suppliers or other partners have a broader and more innovative activity than those who work in departments dedicated technostructure the exercise of bureaucratic power.

There are two additional variables to consider when it comes to innovation in public: politics and inner workings of Administration. The policy variable conditions decisively innovative activity within an administration. Can be accelerated by a boost in the form of an explicit mandate "from above" (if the tax office) or personalities of their top executives than good, by very nature or particular interest at that time (p.ejemplo, career), endow the organization of innovative drive required. That is unusual: innovation involves risk and risk implies the possibility of error. The politician has panic error, the electoral consequences for your own career that he could carry. It is therefore imperative conservatism.

The internal functioning of the Administration not facilitate innovation. In most of these bureaucratic power enjoying the splendor and imposes its criteria (eg controls) compared to the impulses of service managers and other stakeholders. Besides the few stimuli that people receive in these organizations, existing disincentives, pushes attitudes like "Why I am going to complicate life for nothing?".

conclude. Talk about innovation in the public has many nuances. It is complex and varied processes with different rates and success factors. It is necessary that we bear in mind.

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Mortgage

A judge of the Audiencia Provincial de Navarra has run a mortgage delinquent with payment of the property in question, although the bank was demanding more money for the depreciation of the property in recent years.
The formula chosen by Judge Francisco José Goyena that contradicts the Mortgage Law associations consumers and have called for reform because UI benefits in excess of the bank. The judge attributed to the crisis caused by "the mismanagement of the financial system," the depreciation of the estate, thus releasing the complainant to pay the remainder except the interest.

The judge based his decision on the bank appraised the house at 75,900 euros when he gave credit to his client in 2007 and auctioned the house when running the mortgage pricing in 2009 declined to 42,895 euros. In his view, the drop in value, the bank requires compensation, raises "a reflection at least morally unsettling." The judge justified the BBVA (entity that awarded the loan) is covered by law "to apply what they ask for" and therefore is not abusing his client, but stated that other than the affected paying the brunt of the depreciation of the building about pricing, 2007 .


The ruling was cited by the Consumers and Users Organization has asked for "several months" a mortgage-reform legislation that allows the "lieu of payment." That is, the client can not afford to pay the mortgage debt to pay off the delivery of housing, as regulated in France and the U.S..

UI parliamentary group in the Congress prepares an initiative in this regard after the federal coordinator of the match, Cay Lara, last November would raise this as one of his proposals to end the crisis. The

banks say the English Mortgage Law has more guarantees than France or the U.S. that have led to the junk loans originating in the global financial crisis.

Defaults on mortgages have multiplied in recent years. In the first three quarters of 2010, foreclosures skyrocketed to 71,333, according to data collected by the General Council Judicial Branch. The upward trend indicates that the annual count defaults last year exceeded 100,000 cases. Protagonist of the crisis


Judge auto editor dated December 28 BBVA attributed to a role in the banking crisis as "part of the protagonists of the financial system and why it is especially painful that the argument justifies claim is based on circumstances that essentially and as they say has caused a great sensibility and an awkward one. "

The bank said it would appeal the decision before the Constitutional Court "because the BBVA think that this sentence violates the constitutional principle of protection effective judicial referred to in Article 24 of the Constitution. "
source: publico.es